Creativision's UPI Payment Gateway:

The Future of Digital Payments in India

As a business owner in India, you know that digital payments are the future. Cashless transactions are convenient for your customers and efficient for your operations. However, navigating the complex world of payment gateways and technology integrations requires time and expertise you likely don't have. What if there was an all-in-one solution to accept any digital payment method with ease?

Creativision's UPI payment gateway is the future of digital payments in India. Their universal platform integrates all major payment types - credit cards, debit cards, net banking, UPI, and mobile wallets - through a single API integration. With Creativision, you get a customized dashboard to view transactions in real-time, generate reports, and gain valuable insights into your customer's payment preferences. Security and compliance are built-in, so you can focus on growing your business rather than managing risks. Join thousands of merchants powering digital payments with Creativision today. The future of payments is here.

UPI Payment Gateway: A Revolution in Digital Payments

As a business in India, utilizing a UPI payment gateway for your digital transactions is crucial to keep up with trends and meet customer demands. Creativision’s UPI payment gateway services allow you to do just that.

UPI or Unified Payments Interface is a real-time payment system developed by NPCI to facilitate inter-bank transactions. It allows customers to instantly transfer funds between any two bank accounts using a mobile platform.

Creativision’s UPI payment gateway seamlessly integrates with your website or mobile app, enabling your customers to pay for goods and services directly from their bank accounts in real-time. This results in an enhanced customer experience and higher conversion rates.

Some of the major benefits of using a UPI payment gateway include:

Instant payments: UPI enables real-time fund transfers 24x7, even on holidays. Customers no longer have to wait for NEFT/RTGS transfers to be processed.

Increased convenience: Customers can simply scan a QR code or enter a mobile number to make payments. No more entering account details or IFSC codes.

Enhanced security: UPI uses a two-factor authentication for all transactions, providing an additional layer of security. Customers also do not have to share sensitive financial information.

Zero cost: UPI transactions have zero charges, making it very affordable for businesses to accept digital payments. This can help increase your profit margins.

By adopting Creativision’s UPI payment gateway solution, your business will be at the forefront of the digital payments revolution in India. Offer your customers the latest payment technologies and experience the benefits of fast, secure and low-cost transactions. The future of payments is here - are you ready to embrace it?

How Creativision's UPI Payment Gateway Works

To utilize Creativision's UPI payment gateway, you will need to follow a few simple steps.

First, you must register your business with Creativision and provide details about your company and business bank account. Creativision will review your application and verify the details. Once approved, Creativision will provide you with a unique Merchant ID (MID) to identify your business.

Next, you will need to integrate Creativision's UPI payment gateway API with your website or mobile app. Creativision offers SDKs and plugins to simplify the integration process for various platforms. The API allows you to securely accept UPI payments from customers and process refunds.

When a customer chooses to pay via UPI, they will see a payment request on their UPI app containing your MID and payment details. The customer then authenticates and authorizes the payment through their UPI PIN. Creativision's payment gateway validates the request and processes the payment by debiting the customer's bank account linked to their UPI ID and crediting your business bank account.

Creativision's UPI payment gateway handles the entire payment process securely through UPI's two-factor authentication. Transaction reports are available through Creativision's merchant portal, allowing you to reconcile payments, issue refunds, and gain valuable insights into your business.

By using Creativision's UPI payment gateway, your business can provide customers a fast, simple and secure payment experience. Join thousands of businesses accelerating their growth through digital payments with Creativision.

Key Benefits of Creativision's UPI Payment Gateway

Creativision's UPI payment gateway offers several key benefits for businesses in India.

Zero Transaction Fees

Creativision charges some of the zero transaction fees for UPI payments in India. There are no setup costs or minimum monthly gateway fees. This can save you thousands of rupees per month compared to other payment gateways.

Instant Settlement

Creativision deposits funds from UPI transactions into your bank account in a real time. This rapid settlement allows you to reinvest earnings quickly and avoid cash flow issues. Some other gateways can take 3 to 5 business days to settle payments.

Seamless Integration

Integrating Creativision's UPI payment gateway into your website or mobile app is simple. Creativision provides SDKs and APIs for all major platforms so you can start accepting UPI payments right away. The intuitive interface also makes it easy to manage transactions, issue refunds, and view reports.

Enhanced Security

Creativision uses industry-standard security protocols like 3D Secure authentication and end-to-end encryption to protect all UPI transactions and customer data. Creativision is also PCI DSS certified, demonstrating compliance with the highest security standards. You can feel confident your customers' financial information and transactions are safe and secure.

Dedicated Support

Creativision's support team is available 24/7 to help you with any questions or issues. You have access to phone, email, and chat support. Creativision also provides helpful documentation, tutorials, and a knowledge base to help you get started and address any problems. The dedicated support ensures you have a smooth experience accepting UPI payments.

In summary, Creativision offers low fees, fast settlements, simple integration, robust security, and dedicated support. By using Creativision as your UPI payment gateway, you can provide your customers with a seamless payment experience while optimizing your own operations and profitability. Creativision is the future of digital payments in India.

No KYC Needed: Fast and Frictionless Transactions

Creativision’s UPI payment gateway allows for fast, frictionless transactions without the need for KYC (Know Your Customer) verification.

No KYC Required

Since UPI payments are linked to your mobile number, there is no need to submit documents to verify your identity. This allows for an easy onboarding process so you can start accepting payments right away.

Quick Setup

Integrating Creativision’s UPI payment gateway into your system or app is simple. Our developer-friendly APIs and SDKs make it easy to begin accepting UPI payments with just a few lines of code. We offer libraries for platforms like Android, iOS, and web, so you can accept UPI payments across devices and channels.

Instant Settlements

UPI payments are settled instantly so you get paid right away. Funds from transactions are deposited directly into your bank account, with no waiting period. This gives you quick access to your revenue so you can reinvest it back into your business.

Low Fees

UPI payments have minimal fees compared to other payment methods. Creativision charges a small percentage fee per transaction to use our UPI payment gateway. This keeps more of the revenue in your pocket compared to alternative payment options.

Secure and Compliant

Creativision’s UPI payment gateway is built on a secure infrastructure that complies with PCI DSS standards. We use strong encryption, tokenization, and fraud detection to help protect transactions and customer data. Our gateway is also certified by the NPCI to process UPI payments, ensuring full compliance with their standards and regulations.

By integrating Creativision’s UPI payment gateway, you can provide your customers a fast, simple payment experience without the hassle of KYC verification or long settlement periods. UPI payments are an affordable, secure option to help boost your revenue and improve the overall customer experience. To get started, contact our sales team today for a demo and pricing details.

Secure and Compliant: Your Customer Data Is Safe With Us

Creativision takes the security and privacy of your customers' data extremely seriously. Our UPI payment gateway services are fully compliant with PCI DSS standards to ensure complete data protection.

Secure Data Storage

All sensitive customer information like card numbers, bank account details, addresses, etc. are encrypted and stored in secure data centers with restricted access. Our data security infrastructure uses 256-bit SSL encryption and two-factor authentication to prevent any unauthorized access.

Regular Security Audits

Creativision's payment systems and software undergo regular audits by independent security auditors to identify and fix any vulnerabilities. We also conduct internal audits and penetration testing to strengthen our security protocols. Our team stays up-to-date with the latest industry standards and payment security best practices.

Minimal Data Retention

We only retain your customers' data and transaction information for as long as necessary to fulfill our services. Once a transaction is complete, sensitive data like card numbers and CVV are immediately discarded. We do not store any personally identifiable information beyond the allowed legal time period.

Dedicated Compliance Team

Creativision has a dedicated compliance team that ensures all our payment gateway services adhere to PCI DSS standards and other relevant regulations. We are fully certified to handle payments and customer data in a compliant manner. Our compliance team also keeps track of any updates to regulations and works to implement them.

Fraud Prevention Tools

We utilize advanced fraud detection and prevention tools to identify suspicious transactions in real-time. Our machine learning algorithms analyze hundreds of data points to detect fraud patterns and prevent fraudulent payments before they are processed. We block fraudulent transactions to avoid any losses for your business and your customers.

Creativision is committed to providing you a secure, compliant, and seamless payment experience. You can rest assured that your customers' sensitive data and transactions are protected with our robust security infrastructure and strict compliance policies. Let us handle payments so you can focus on growing your business.

Easy Integration: Get Started in No Time

Simple Integration

Integrating Creativision’s UPI payment gateway into your website or mobile app is quick and easy. Our developer-friendly API allows you to get started in no time.

Creativision’s UPI payment gateway services provide a REST API to facilitate UPI payments. The API has a simple integration process with ready-to-use SDKs in multiple languages like Java, PHP, Node.js, etc. You can integrate the UPI payment gateway into your existing website or mobile application in just a few simple steps:

Register as a merchant on Creativision’s UPI payment gateway. You will receive your Merchant ID and Merchant Key.

Choose a payment flow - either Payment Links, QR Codes or SDK/API integration. For websites and apps, SDK/API integration is recommended.

Integrate the UPI payment gateway SDK/API into your website or mobile app. The SDK will handle the payment flow and transaction status updates.

Use the Merchant ID and Merchant Key to authenticate transactions from your website or app to the UPI payment gateway.

Test the integration in the sandbox environment. Once tested, go live!

Our technical documentation provides all the information needed to get started.

Sample code in multiple languages is provided to help you integrate faster.

A dedicated support team is available to help you with any integration questions.

Creativision’s seamless UPI payment gateway integration will allow you to offer your customers a trusted, secure payment method and an improved checkout experience. By making digital payments quick, easy and accessible, we aim to accelerate India’s transition to a cashless society. Our simple yet robust payment solutions are the future of digital payments in India.

FAQs: Common Questions About Creativision's UPI Payment Gateway

Creativision's UPI payment gateway allows merchants to accept UPI payments from customers directly into their bank accounts. Here are some frequently asked questions about our UPI payment gateway services:

What is UPI?

UPI or Unified Payments Interface is an instant real-time payment system developed by NPCI (National Payments Corporation of India) to facilitate inter-bank transactions. UPI allows you to instantly transfer funds between any two bank accounts using a mobile platform.

How does UPI payment gateway work?

Our UPI payment gateway integrates with your website or mobile app to accept UPI payments from customers. When a customer chooses to pay via UPI, they enter their UPI ID or scan a QR code. The payment gateway then redirects them to their UPI app to authorize the payment. Once authorized, the funds are instantly transferred from the customer's account to your bank account.

What are the benefits of UPI payment gateway?

Fast and convenient payments: UPI payments are instant and completed in real-time.

Low cost: UPI payment gateway services have very low transaction fees.

Increased sales: By offering more payment options, you can attract more customers and boost your sales.

Secure payments: UPI payments go through a two-factor authentication process to ensure security.

How to integrate UPI payment gateway?

To integrate our UPI payment gateway, you need to:

Sign up for a merchant account on our website.

Provide your bank account details to receive payments.

Choose a plan and complete the KYC verification process.

Integrate the UPI checkout option on your website or app using our APIs and SDKs.

Start accepting UPI payments from your customers directly into your bank account.

We offer seamless integration with all major platforms like WooCommerce, Magento, Shopify, etc. Our developer-friendly APIs and SDKs make the integration process quick and easy. Please contact us if you have any other questions!

Creativision: Pioneering Digital Payments in India

A Leader in Digital Payments

As a pioneer in India’s fintech industry, Creativision has been at the forefront of the digital payments revolution. Since its founding in 2010, the company has built a robust digital payments platform and payment gateway, facilitating over 1 billion transactions worth $10 billion annually.

Seamless User Experience

Creativision’s payment gateway provides a seamless experience for both merchants and consumers. For merchants, the gateway easily integrates with their website or mobile app, enabling customers to pay quickly and securely using their preferred payment method. For consumers, the gateway supports all major payment types including credit/debit cards, net banking, UPI, and mobile wallets, allowing them to pay how they want.

Next-Generation Technology

Powering Creativision’s payment gateway is a scalable, cloud-based technology platform built on microservices architecture. This next-generation platform can process over 1 million transactions per minute with sub-second response times, ensuring a fast, reliable experience for all users. The platform also leverages advanced fraud detection and prevention tools to identify and mitigate fraudulent transactions in real-time.

Commitment to Security and Compliance

As a trusted leader in digital payments, Creativision is committed to security, privacy, and compliance. The company’s payment gateway is PCI DSS certified and follows stringent data privacy laws. Creativision also employs strong encryption, tokenization, and authentication across its platform to protect sensitive customer data.

The Future of Payments

With digital payments in India poised for massive growth, Creativision is focused on continuing to push the boundaries of innovation. The company aims to expand its payment gateway into new areas like cross-border payments, introduce support for emerging payment methods like wearables and QR codes, and deploy new technologies such as blockchain and AI to enhance security and personalization. By building on its success as a pioneer, Creativision is shaping the future of digital payments in India.

The Growth of UPI Payments in India

The growth of UPI payments has been exponential in India. According to the National Payments Corporation of India (NPCI), UPI payment volumes grew over 200% in 2020. This surge in adoption of UPI payments shows that it is fast becoming the preferred mode for small-ticket digital transactions in India.

Increasing Smartphone Penetration

The increasing penetration of smartphones and mobile data connectivity across India has been a key driver of UPI growth. As more people gain access to smartphones, the potential user base for UPI payments also increases. UPI payments are convenient to make through UPI apps on smartphones.

Government Initiatives

The Government of India has taken several initiatives to promote digital payments, including UPI. Some of these are:

Launch of BHIM UPI app to enable UPI payments

Cashback and incentives for making UPI payments

Mandating UPI as a payment option across several platforms

These initiatives have raised awareness about UPI and encouraged more people to adopt UPI payments. Interoperability

One of the biggest advantages of UPI is its interoperability. UPI enables users to send and receive money from multiple bank accounts without entering additional details. This makes UPI payments seamless and convenient. Interoperability and open architecture have attracted many third-party players to offer UPI payment services. This has further spurred innovation and adoption of UPI.

Merchant Acceptance

Widespread merchant acceptance of UPI payments across online and offline stores has made it the preferred payment mode for many. UPI’s low transaction costs and fast settlement encourage more merchants to accept UPI payments. This network effect contributes to the increasing popularity and usage of UPI.

UPI has transformed digital payments in India and is poised to drive further innovation in fintech. Its low-cost, interoperable, and user-friendly nature has led to its mass adoption, making it the frontrunner in India’s journey towards a less-cash society.

As you have seen, Creativision is poised to revolutionize digital payments in India with its innovative UPI payment gateway. By facilitating real-time fund transfers through a simple mobile interface, Creativision provides an experience that is both convenient and secure. The company's cutting-edge technology infrastructure and partnerships with major Indian banks ensure that your money moves quickly and safely.

Looking ahead, Creativision aims to expand its services to merchants, billers, and other organizations to enable a wider range of digital transactions. With a proven track record of success and a vision for continued innovation, Creativision is the future of payments in India. The company is transforming the way people and businesses transact in the digital economy. By adopting Creativision's UPI payment gateway, you will join millions of other Indians experiencing the benefits of fast, affordable, and trusted digital payments. The future of payments is here - and the future is Creativision.